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Guide

Marketplace Wallet: Apply and enroll

Last updated on Mar 20, 2025

Reading time: 5 min

In this guide:

Overview
Apply and enroll
Frequently asked questions

Overview

The Marketplace Wallet, powered by our bank provider, is a deposit account embedded in Walmart’s secure platform* that allows you to receive and transfer your payouts in Seller Center. In this guide, you’ll learn how to set up your account with our bank provider account and transfer funds.

Notes

*At this time, only sellers registered in the U.S. with an IRS tax ID number can enroll in the Marketplace Wallet. Deposit holding and other banking services are provided to you by JPMorgan Chase Bank, N.A, Member FDIC. Walmart, Inc. administers and services the deposit account on behalf of the Bank. Walmart, Inc. is not a bank.

Apply and enroll

Step 1 – Get started

Navigate to the Seller Center homepage and select Set up payments. On the Payment providers page, choose Set up in the Marketplace Wallet tile.

Notes

This step is only visible while you’re completing the Marketplace onboarding process. If you’ve already completed onboarding and want to use the Marketplace Wallet, select the Help button in the Seller Center menu bar to contact Support. 

Step 2 – Provide business details

Once you provide information about your business to our bank provider, your financial controller must also provide additional details. The financial controller will be the only person in your business authorized to transact with your Marketplace Wallet account. They’ll need to submit their own information and government identification. After providing the business details, you must also consent to and agree to the business agreement, which also contains terms and conditions.

Step 3 – Link your bank account

You can link your external bank account once your Marketplace Wallet application is approved by our bank partner. To link your bank account, navigate to your account settings in Seller Center, then select Marketplace Wallet under Financial Settings. Choose the Link a bank account button.

The name on your linked account must match the name on your Marketplace Wallet account. You'll provide the category of the account, the account type, the routing and the account number, then select Link bank account.

Notes

In some situations, our bank partner may send a microdeposit to verify ownership of your linked bank account.

Step 4 – Deposit funds

Once verification is complete and you have a positive balance from your sales, you’ll receive payouts to your wallet. Your financial controller can transfer your funds to your linked business account through ACH with no hidden fees.  Navigate to the Marketplace Wallet page in Seller Center and select Send money to transfer funds. Funds should arrive within two to three business days.

Your deposit account is embedded on the Walmart platform with global security infrastructures and monitoring. Marketplace Wallet funds in the deposit account are insured by the Federal Deposit Insurance Corporation (FDIC)*.

Notes

*The Marketplace Wallet powered by our bank provider is a deposit account insured by the FDIC up to $250,000.00 per depositor at JPMorgan Chase Bank, N.A., for each account ownership category. The availability of FDIC deposit insurance coverage for the deposit account protects against the failure of JPMorgan Chase Bank, N.A., and not of Walmart, Inc.

Frequently asked questions

I’m unable to access the Marketplace Wallet page. What should I do?

How long will it take to approve my application? 

How is Marketplace Wallet different from third-party payout providers?

Marketplace Wallet, powered by our bank provider, is integrated with Walmart’s Marketplace so you receive dedicated support without needing to leave the Seller Center. Deposited funds are FDIC insured* and has no hidden fees for ACH transfers to a linked bank account.

_{*The Marketplace Wallet powered by J.P.Morgan is a deposit account insured by the FDIC up to $250,000.00 per depositor at JPMorgan Chase Bank, N.A., for each account ownership category. The availability of FDIC deposit insurance coverage for the deposit account protects against the failure of JPMorgan Chase Bank, N.A., and not of Walmart, Inc.}

Where can I find my Marketplace Wallet transactional reports?

How can I verify microdeposits?

What percentage of my payouts would I receive using Marketplace Wallet?

Can I have multiple bank accounts linked at once?

How do I terminate my Marketplace Wallet account, and who should I contact? 

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About Walmart.com

Walmart Inc. (NYSE:WMT) helps people around the world save money and live better- anytime and anywhere - in retail stores, online, and through their mobile devices. Each week, approximately 240 million customers and members visit more than 10,500 stores and numerous eCommerce websites in 20 countries. With fiscal year 2023 revenue of $611 billion, Walmart employs approximately 2.1 million associates worldwide. Walmart continues to be a leader in sustainability, corporate philanthropy and employment opportunity.